Terms of Use

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

The materials contained in this web site are protected by applicable copyright and trade mark law. CleverandLazy subscribers may have access to content not available to non-subscribing users. If you are a subscriber to the email or the website, you acknowledge that CleverandLazy will send emails containing content, offers, and other exclusive information. These offers can and will be sent via email, in addition to being posted on the website. CleverandLazy will never sell, rent, or release your email (or name) to third parties, and provides no method to Internet “spammers” to obtain them. By unsubscribing, you are acknowledging that you will no longer have access to exclusive content and information.

Disclaimer
The materials on CleverandLazy web site are provided “as is”.  CleverandLazy makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, CleverandLazy does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

Limitations
In no event shall CleverandLazy or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on the Internet site, even if CleverandLazy or a CleverandLazy authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

CleverandLazy and its representatives provide advice of a general nature, and never tailored to a particular person or situation.  CleverandLazy and its representatives do not provide legal, financial, or tax advice.   Consult your own attorney, tax accountant, or financial adviser for questions about your particular situation.

Revisions and Errata
The materials appearing on the web site could include technical, typographical, or photographic errors. CleverandLazy does not warrant that any of the materials on its web site are accurate, complete, or current. CleverandLazy may make changes to the materials contained on its web site at any time without notice. CleverandLazy does not, however, make any commitment to update the materials.

Links
CleverandLazy has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by CleverandLazy of the site. Use of any such linked web site is at the user’s own risk.

Affiliate Disclaimer
CleverandLazy may have financial relationships with some of the merchants mentioned on the site and may be compensated if consumers utilize the links provided.

Terms of Use Modifications
CleveverandLazy may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.